Finance Tools
Finance Calculators
Free, accurate tools for loans, investments, and financial planning — no account needed.
- Gold CalculatorGold value, scrap, melt, jewelry and investment tools in one hub.
- Gold Price CalculatorValue gold by weight, purity and market price in any unit or currency.
- Scrap Gold CalculatorEstimate melt value and a realistic dealer payout for old gold.
- Gold Value CalculatorEstimate the worth of gold jewelry, coins, bars or bullion.
- Gold Melt Value CalculatorFind the intrinsic melt value of gold from purity and spot price.
- Gold Investment CalculatorProject future value, profit and annualised return on gold.
- Compound Interest CalculatorWatch your wealth grow exponentially over time.
- SIP CalculatorEstimate mutual fund returns with step-up and inflation.
- SWP CalculatorPlan systematic withdrawals, retirement income, and portfolio longevity.
- EMI CalculatorMonthly EMI, total interest, and full amortization schedule.
- Profit Margin CalculatorMargin, markup, selling price and break-even analysis.
- Mortgage CalculatorMonthly payment, amortization, taxes, PMI, and HOA.
- Auto Loan CalculatorMonthly car payment with taxes, fees, and trade-in impact.
- Auto Lease CalculatorEstimate lease payments, compare lease vs buy, and convert money factor to APR.
- Boat Loan CalculatorCalculate boat loan payments, affordability, total ownership cost, and full amortization.
- Loan CalculatorAmortized, deferred, and bond/lump-sum loan analysis.
- Retirement CalculatorCorpus, savings, withdrawal, and money-duration planning.
- Coast FIRE CalculatorFind your Coast FIRE number and when you can stop saving for retirement.
- Payment CalculatorMonthly payment or repayment time with amortization.
- Simple Interest CalculatorFlat-rate interest on loans and principal amounts.
- Salary CalculatorConvert pay across 8 frequencies with multi-currency support.
- Texas Paycheck CalculatorEstimate Texas take-home pay after federal tax, FICA, and deductions — $0 state tax.
- House Affordability CalculatorFind how much home you can afford with DTI analysis.
- Rent CalculatorFind affordable rent with budget breakdown and city comparisons.
- Credit Card Payoff CalculatorCompare Avalanche vs Snowball payoff across multiple cards.
- Credit Card CalculatorPlan single-card payoff with multiple strategies and schedules.
- Debt Consolidation CalculatorCompare consolidation loan savings, APR, and payoff timeline.
- Debt-to-Income Ratio CalculatorCalculate DTI, evaluate mortgage approval odds, and plan debt reduction.
- Refinance CalculatorCompare refinance offers, calculate break-even points, and analyze APR savings.
- FHA Loan CalculatorFHA mortgage payments, MIP, affordability, 2025 county loan limits, and FHA vs conventional comparison.
- Down Payment CalculatorAffordable home price, required down payment, savings plan, and loan program comparison side-by-side.
- Rental Property CalculatorAnalyze rental cash flow, cap rate, cash-on-cash, ROI, IRR, and investment grade.
- Student Loan CalculatorCalculate student loan payments and compare repayment strategies.
- Bond CalculatorValue bonds and find YTM, accrued interest, and duration.
- Depreciation CalculatorCalculate asset depreciation with multiple methods and schedules.
- Business Loan CalculatorCalculate commercial loan payments, APR, and amortization.
- Lease CalculatorEstimate lease payments, residual value, and implied APR.
- Budget CalculatorTrack income and expenses with 50/30/20 budget analysis.
- IRR CalculatorCalculate IRR, XIRR, and NPV for any cash flow scenario.
- APR CalculatorFind true APR for loans with fees, EAR, and amortization.
- HELOC CalculatorCalculate HELOC payments across draw and repayment periods.
- Home Equity Loan CalculatorHome equity loan payments, borrowing capacity, CLTV, and HELOC vs home equity loan comparison.
- Wedding Budget CalculatorPlan your wedding budget across 15 categories with per-guest cost.
- Investment CalculatorProject investment growth and inflation-adjusted wealth.
- Inflation CalculatorEstimate inflation-adjusted value and future purchasing power.
- Savings CalculatorPlan savings goals with compound growth and emergency fund sizing.
- Pension CalculatorCompare lump sum vs monthly pension with breakeven analysis.
- Marriage Tax CalculatorEstimate how marriage affects your taxes with MFJ vs MFS comparison.
- Estate Tax CalculatorEstimate federal estate tax using current and historical exemptions.
- Annuity CalculatorProject annuity growth and retirement income across all annuity types.
- Social Security CalculatorFind the best age to claim Social Security and compare two claiming strategies.
- Roth IRA CalculatorProject Roth IRA tax-free growth and compare with a regular taxable investment account.
- RMD CalculatorCalculate IRS Required Minimum Distributions and project future withdrawals through age 120.
- 401(k) CalculatorProject retirement savings, optimize employer match, and quantify early-withdrawal cost.
- Tip CalculatorCompare tip amounts and totals across the most common gratuity percentages.
- Shared Bill Tip CalculatorSplit a restaurant bill with tip across any group — equal, custom, or weighted.
- Cash Back or Low Interest CalculatorCompare auto rebates against low APR financing to find the cheapest offer.
- VA Mortgage CalculatorEstimate VA loan payments, funding fees, and full amortization for veterans.
- Canadian Mortgage CalculatorCanadian mortgage payments with semi-annual compounding, CMHC insurance, and accelerated bi-weekly.
- Mortgage Calculator UKUK mortgage repayments, interest-only, Stamp Duty, affordability, and side-by-side deal comparison.
- Mortgage Amortization CalculatorFull amortization schedules, extra payments, biweekly compare, payoff planner, and refinance analysis.
- Present Value CalculatorDiscount a future lump sum or annuity stream back to today's value with a full year-by-year schedule.
- Future Value CalculatorProject investment growth, recurring contribution FV, inflation-adjusted wealth, and goal targets.
- Commission CalculatorCompute flat or tiered sales commissions, effective rates, and per-tier breakdowns.
- College Cost CalculatorProject future college costs, savings growth, funding gaps, and the monthly contribution to fully fund college.
- Sales Tax CalculatorSolve sales tax, before- and after-tax prices, reverse tax, and compare multi-state totals.
- VAT CalculatorAdd or remove VAT, solve any missing variable, and compare rates across 17 country presets.
- CD CalculatorProject CD maturity value, effective APY, after-tax interest, and compare or ladder CDs.
- FD Return CalculatorFixed deposit maturity, interest, effective yield, after-tax and inflation-adjusted returns.
- Mutual Fund CalculatorProject mutual fund growth, SIP, lump sum, SWP, and compare funds after loads, expense ratio, and tax.
- IRA CalculatorCompare Traditional, Roth, SEP, and SIMPLE IRAs side-by-side and project required minimum distributions.
- Average Return CalculatorMoney-weighted average annual return from cash flows and CAGR with cumulative return across holding periods.
- ROI CalculatorCalculate ROI, annualized ROI, CAGR, inflation-adjusted real return, and rank multiple investments.
- CPM CalculatorCalculate cost per thousand impressions, campaign cost, and reach, with platform benchmarks.
- Payback Period CalculatorCalculate payback period, discounted payback, NPV, IRR, profitability index, and recovery timelines.
- Options Profit CalculatorProfit, loss, breakeven, ROI, payoff diagrams, Greeks, and probability for 14 option strategies.